Finance your project — up to $200,000 for home improvement
Turn a large painting or construction project into an affordable monthly payment. Check your options in about two minutes with a soft pull that won't impact your credit score.
Turn a large project into an affordable monthly payment
Move the sliders to estimate your monthly payment. Get your project done without spending all your cash — then apply to see real offers matched to your situation.
- Soft pull — no credit score impact
- Instant results in 2 minutes or less
- Funding in 2–3 business days
*Your interest rate will vary based on your credit score and creditworthiness. **Actual minimum monthly payment may vary — see the terms and conditions of your specific offer.
Reasons homeowners finance with us
- See your options with a soft pull that won't impact your credit score
- No equity or appraisal required for personal loans
- 0% promotional APR offers available
- Financing in 2–3 business days
- Financing for all types of jobs
- Credit scores as low as 550^
- Instant results in 2 minutes or less
- Loan requests up to $200,000^
- Rates as low as 7.99% APR^
- No fees to check your options
^Rates and terms may vary by lending partner.
Four simple steps
Complete the form online
It takes about two minutes. No fees, and checking your options is a soft pull that won't affect your credit score.
Get matched with lenders
You're instantly matched with offers from a network of lending partners based on your situation.
Choose your offer
Compare terms and pick what works for you. You're never obligated to accept an offer.
We start your project
Funding typically lands in 2–3 business days and we get your painting or construction work on the schedule.
What credit score do you need for a personal loan?
Excellent / Good
Affordable payment options, including 0% introductory APR credit cards. Easy approval — lenders will be happy to offer you a loan.
Apply nowFair
Lenders will usually evaluate your income and other factors before approving your request.
Apply nowBad
Interest rates are usually higher if your loan is approved, but options are still available.
Apply now*Rates shown represent the lowest available rates. Your interest rate will vary based on your creditworthiness. Final terms and conditions are determined after you submit an application.
Financing questions, answered
No. In most cases our lending partners only run a soft inquiry to shop your options, which does not appear on your credit report or affect your score. A hard inquiry only happens once you select a specific loan offer to finalize, and the lender will tell you beforehand.
Ready to get started?
Free estimates, honest pricing, and flexible financing options.